SBI CARD ELITE CREDIT CARD

annual fee of SBI ELITE Credit Card is waived off if you spend Rs.10 Lac or more with the card in a year

SBI CARD ELITE CREDIT CARD

SBI is the largest Public Sector bank in India with around 24000 plus branches. SBI has an overseas presence through its 195 foreign offices spread across 36 Countries. The headquarters of SBI is in Mumbai.

SBI is India's largest and most successful commercial Bank having the largest customer base in India.

SBI ELITE Credit Card is one of the premium cards offered by State Bank of India. This card is suitable for frequent travellers and movie lovers.

The ELITE card provides multiple benefits in the form of vouchers, free movie tickets lounge access, and rewards.

Eligibility Criteria SBI ELITE Credit Card

Salaried:

Age: Min 18 yrs & Max 70 Yrs.

A credit score of 750 or above is essential to be eligible for the card.

Self Employed:

Age: Min 18 yrs & Max 70 Yrs.

A credit score of 750 or above is essential to be eligible for the card.

Fees and Charges of SBI ELITECredit Card:

First Year Membership Fee – Rs. 4999/-

Renewal Membership Fee – Rs. 4999/-

The annual fee is waived off if you spend Rs.10 Lac or more with the card in a year.

Payment Dishonour

In case of a Payment Dishonor, the cardholder will be charged payment dishonour fee of 2% of Payment Amount subject to minimum charges of Rs. 450

Other charges:

· Card Replacement: Rs.100/- – Rs.250/-

· Charge slip Retrieval Fee: Rs. 225/-

· Cheque Fee: Rs 100 (Payments made via cheque up to Rs. 10,000)

· Cheque Pick Up Fee: Rs. 100/-

· Statement Retrieval Fee: Rs. 100/- per statement for statements more than 2 months old

· Foreign Currency Transaction Fee: 3.5%(For All Cards Except Elite) 1.99%(For Elite Cardholders Only

Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date.

· NIL for Total Amount due from Rs.0-Rs.200;

· Rs. 100 for Total Amount due greater than Rs. 200 & up to Rs. 500;

· Rs. 400 for Total Amount due greater than Rs. 500 & up to Rs. 1000;

· Rs. 600 for Total Amount due greater than Rs. 1000 & up to Rs. 10,000;

· Rs. 800 for Total Amount due greater than Rs. 10,000 & up to Rs. 25,000;

· Rs. 950 for Total Amount due greater than Rs. 25,000

Interest Free Grace Period

The interest-free credit period could range from 20 to 50 days subject to submission of claims by the merchant. However, this is not applicable if the previous month’s balance has not been cleared in full or if the Cardholder has availed of cash from any ATM.

DOCUMENTS REQUIRED FOR SBI ELITE CREDIT CARD:

Proof of identity:

Any of the following Photo ID

a) Passport

b) PAN card

c) Voter’s Identity Card

d) Driving license

e) The letter issued by UIDAI containing details of name, address and

aadhaar number

f) Identity card (subject to the bank’s satisfaction)

Income Proof:

For Salaried persons:

a) Copies of latest Salary Slips

b) Salary Certificate

c) IT returns duly acknowledged by IT Department.

d) Form 16

For Self employed/Professionals:

IT returns duly acknowledged by IT Department

NOTE: Pan Card is Mandatory Document for Credit Card Application

Two most common methods of applying for SBI Bank credit card are:

Offline application: By physically visiting the nearest ICICI Bank branch.

Online application: either by mobile or PC

PROCESS FOR ONLINE APPLICATION

Click apply now radio button below and follow steps to apply online for ICICI Bank credit card.

Personal Accident Insurance Cover to Elite Card Holders:

Air accident insurance cover of 10 million.

Loss / Theft of SBI Credit Card

· The Cardholder can also block the card instantly either on IVR or our website sbicard.com or through SMS based service

· To block your lost/stolen card through SMS, just SMS BLOCK XXXX to 5676791 from your registered mobile number. (XXXX = Last 4 digits of your Card number). If you do not receive a confirmation SMS within 5 minutes of your request, please do not consider the card to have been blocked. Please call up the helpline to get your card blocked immediately and to avoid any misuse.

SBI Customer Care for SBI Credit & Debit Cards (ELITE CARDS)

Customer Grievance Redressal: All grievance escalations should be marked to the Nodal Officer, at PO Bag 28 - GPO, New Delhi - 110001 or e-mail at Nodalofficer@sbicard.com

Contact Particulars: Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

For SBI Railway Credit Card - Contact SBI Railway Credit Card Helpline from anywhere in India

From All Phones: 39 02 12 12 ( Prefix STD code of your city while calling from mobile)

From BSNL/MTNL : 1860 180 1290/1800 180 1290

For SBI Railway Credit Card: Contact SBI Railway Credit Card Helpline from anywhere in India
From All Phones: 39 02 12 12 ( Prefix STD code of your city while calling from mobile)
From BSNL/MTNL: 1800 180 1295

SBI ELITE CREDIT CARD BENEFITS

· By applying online by 30 April 2019, get vouchers worth Rs.1,000 from Pizza Hut.

· Enjoy an e-gift voucher worth Rs.5,000 on paying the annual fees. It can be redeemed on purchases made at Bata, Hush Puppies, Pantaloons, Yatra.com, etc.

Entertainment Benefits

· Get free movie tickets worth Rs.6,000 every year.

· This offer will be valid for a minimum of 2 tickets per booking per month.

Milestone Benefits

· Earn up to 10,000 reward points on an annual expenditure of Rs.3 lakh and 4 lakh.

Low Foreign Exchange Markup

· The SBI ELITE credit card offers the lowest forex mark-up charge at 1.99% for international use.

Concierge Service

· With this card, you are also entitled to exclusive assistance from the bank with travel bookings, holiday packages, movies and dining reservations.

Auto Bill Pay

· · You can now pay your telephone, mobile, electricity bills, and insurance premiums on time.

· Register your billers and set standing instructions to pay your bills on time every time, automatically.

· Get SMS and e-mail alerts on new biller additions, bill due dates and payment information

Contactless Advantage

· Daily purchases now made easy with SBI Card ELITE. Simply wave your card at a secure reader and your transaction is done. It’s fast, easy and incredibly convenient.

· Fast & Convenient: No need to hand over your card or look for cash /coins for everyday small-ticket purchases. Simply wave your card & go. It’s as fast & convenient as that.

· Security: During a transaction, the card never leaves your hand; significantly reducing the risk of card loss and fraud due to counterfeit (skimming). Even if the card is waved multiple times at the reader, the unique security key feature of Visa pay Wave will ensure that only one transaction goes through, thus making it more secure.

Global Acceptance

· SBI Card ELITE is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India

Fuel Surcharge Waiver

· Get a 1% fuel surcharge waiver, on every transaction between Rs. 500 to Rs. 4,000, at any petrol pump across the country. Purchase fuel worth Rs. 500 to Rs.4,000, to avail this benefit

· Get a maximum surcharge waiver of Rs. 250 per statement cycle, per credit card account

Fraud Liability Cover

· Get complimentary credit card fraud liability cover of Rs. 1 lakh

· This cover is liable from the period of 48 hours prior to reporting of loss till 7 days post reporting of loss. Please call SBI Card helpline to report card loss:

§ Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

Emergency Card Replacement

· Get your SBI Card ELITE replaced anywhere in the world

· 24x7 helpline for emergency card replacement even while travelling abroad. Click here for Visa helpline numbers

· In case your card is lost in India, please call

§ Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

Add-on Cards

· With SBI Card ELITE, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

Cash Access Across the World

· Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe

Safe and Secure

· Get enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card ELITE

Easy Bill Pay Facility

· Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your SBI Card Elite

· Click here to know more

Flexipay

· With Flexipay, convert your transactions in easy monthly instalments. Just transact for Rs. 2,500 or more using your SBI Card ELITE, and log in with your username and the password to sbicard.com within 30 days of purchase to convert it into Flexipay

· Click here to learn how to apply for Flexipay

Balance Transfer on EMI

· Save money while paying your credit card dues

· Transfer the outstanding balance of other banks’ credit cards to your SBI Card ELITE, to avail a lower rate of interest and payback in EMIs

· Log on to sbicard.com with your user ID and the password to take benefit of this service

· Click here to know more about Balance Transfer on EMI

Easy Money

· With Easy Money, you can get a draft or cheque against your cash limit and get it delivered to your doorstep

· Log in with your username and the password to sbicard.com to book Easy Money

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