HDFC Regila Credit Card is one of the top premium credit card offered by HDFC Bank. Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points. Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year. Regila Credit Card customers earn 15,000 Reward Points on annual spends of Rs. 8, 00,000 or more in each anniversary year. Regila Credit Card customers earn 10,000 Reward Points on annual spends of Rs. 5, 00,000 or more in each anniversary year
HDFC Regila Credit Card
HDFC Regila Credit Card is one of the top premium credit card offered by HDFC Bank.
Eligibility criteria for HDFC Regila Credit Card
Salaried:
Age: Min 21 yrs & Max 60 Yrs.
Income: Gross Monthly Income> Rs 1, 20,000.
Self Employed:
Age: Min 21 yrs & Max 65 Yrs.
Income: ITR > Rs 12 Lac per annum.
Non-Resident (NR) Regalia Credit Card is offered to NR account holders.
DOCUMENTS REQUIRED:
Proof of identity:
Any of the following Photo ID
Passport
PAN card
Voter’s Identity Card
Driving license
The letter issued by UIDAI containing details of name, address and
aadhaar number
f Identity card (subject to the bank’s satisfaction)
Income Proof:
For Salaried persons:
a Copies of latest Salary Slips
Salary Certificate
IT returns duly acknowledged by IT Department.
Form 16
For Self employed/Professionals:
IT returns duly acknowledged by IT Department.
NOTE: Pan Card is Mandatory Document for Credit Card Application
|
Fees and Charges of Regila Credit Card:
· First Year Membership Fee – Rs. 2500/- + Applicable Taxes
· Renewal Membership Fee – Rs. 2500/- + Applicable Taxe
· Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points
· Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year.
Goods and Services Tax (GST)
· Effective 1st July 2017 Service Tax, KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
· The applicable GST would be dependent on place of provision (POP) and place of supply (POS). If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
· GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
· GST levied will not be reversed on any dispute on Fee & Charges/interest.
ANNUAL SPENDS BENEFIT
Regila Credit Card customers earn 15,000 Reward Points on annual spends of Rs. 8, 00,000 or more in each anniversary year.
Regila Credit Card customers earn 15,000 Reward Points on annual spends of Rs. 8, 00,000 or more in each anniversary year.
Regila Credit Card customers earn 10,000 Reward Points on annual spends of Rs. 5, 00,000 or more in each anniversary year
Terms and Conditions of Annual spend benefit program
Terms and Conditions of Annual spend benefit program
· Anniversary year is defined as 12 months period from card setup or last upgrade/downgrade date.
For example: if your card setup/upgrade/downgrade date is 01st May 2018, anniversary year will be 1st May 2018 to 30th April 2019 and so on.
· Reward points are valid only for 2 years from the date of accumulation.
· Card Holder/s whose account has been classified as delinquent before or during the period of the Program, or when the Reward Point is to be posted, will not be eligible for the Reward Point under this offer.
Complimentary Club Vistara Silver Membership:
Regalia cardholders enjoy complimentary Club Vistara Silver Membership which offers unmatched benefits on Vistara:
Earn 9 Club Vistara(CV) points for every INR 100 spent on All Vistara Flights
Additional 5 Kg Baggage allowance
Priority Airport Check-in and Waitlist clearance
Note :
Club Vistara Membership is applicable for Primary Cardholder only and it has 1 Year Validity. The renewal of membership is at the discretion of the partner.
|
Airport Lounge Access
HDFC Regalia Primary Cardholders can avail 12 complimentary lounge access per the calendar year through Regalia Visa/Mastercard Credit Card Lounge program in India
(A transaction of Rs. 2 will be charged to visitors credit card for the lounge access)
HDFC Regalia Primary Cardholders can avail 12 complimentary lounge access per the calendar year through Regalia Visa/Mastercard Credit Card Lounge program in India
(A transaction of Rs. 2 will be charged to visitors credit card for the lounge access)
Priority Pass Membership
Regalia Cardholders get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world.
Regalia Cardholders get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world.
Refreshments and facilities including phones, faxes, and Internet and conference rooms etc are also avsilable.
The Add on member is also eligible for a Priority Pass membership.
The Primary card holder and the Add on member can jointly avail 6 complimentary access to Priority Pass lounges outside India in a calendar year
Note :
1) All Lounge visits within India using priority pass will be charged at the US $27 + GST as applicable per person per visit w.e.f. 25th May 2017
Note :
1) All Lounge visits within India using priority pass will be charged at the US $27 + GST as applicable per person per visit w.e.f. 25th May 2017
2) Lounge Visits outside India exceeding the complimentary visits will be charged at the US $27 + GST as applicable per person per visit w.e.f. 25th May 2017
3) All guests visits using Priority pass would be charged at the US $27 + GST per visit per guest
4) Charges will be billed to your credit card statement usually within 90 days of the month in which you visited the lounge
5) Any lounge visits out of priority pass network will be chargeable as per the discretion of the respective lounges
6) Primary and add on priority pass member can jointly enjoy the complimentary cap on priority pass (add on to swipe their own priority pass to avail the complimentary benefit)
7) The dollar conversion rate will be applicable as per the prevailing rate on the billing date.
Lounge access enquiry
Please write a mail to
Please write a mail to
Please provide name, complete 18 digits Priority Pass number and state that PP Membership is via HDFC Bank program.
If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers.
How to Apply
Priority Pass membership is upon request of card holder.
How to Apply
Priority Pass membership is upon request of card holder.
Customer who has completed 4 billed transactions in the last 60 days is eligible for the Priority Pass membership.
Note:
All existing Priority Pass members who want to apply for an add on Priority Pass Card or report a loss/expiry should contact their Relationship Manager / Phone Banking or please
write to our Customer Services centre at
|
Contactless Payment Technology
The HDFC Bank Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
Note
In India, payment through contactless mode is allowed for a maximum of Rs. 2000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs. 2000, the cardholder has to enter the Credit Card PIN for security reasons.
|
Exclusive Dining Privileges
Regalia Credit Cardholders are entitled to Exclusive Dining Privileges at premium restaurants across India.
BEST-IN-CLASS REWARDS PROGRAMME
Best-in-class rewards programme on your HDFC Bank Regalia Credit Card.
Earn 4 Reward Points* for every 150 spent on your HDFC Bank Regalia Credit Card
Accumulate and redeem Reward Points for:
Travel bookings on www.hdfcbankregalia.com
Exciting gifts from an exclusive rewards catalogue
Alternately, you can convert Reward Points into Air Miles of leading domestic and international airlines.
Terms & Conditions:
1. Only valid Retail purchases qualify for Reward points
2. Reward points are valid only for 2 years from the date of accumulation.
4. Reward points will not be accrued for fuel transactions.
5. Effective 1st July'2017,
a. EasyEMI and e-wallet loading transactions will not accrue Reward points.
b. Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
c. Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.
3. Other details can be checked
@ https://offers.smartbuy.hdfcbank.com/list_offer/credit_card
PREFERENTIAL FINANCIAL BENEFITS
HDFC Regila cardholders enjoy the lowest foreign currency mark up of 2% on all foreign currency spends
Convenience fee waiver of 1% on all fuel transactions
The waiver on convenience fee is applicable only for fuel transactions between Rs. 400 to Rs. 5000(Maximum waiver of INR 500 per statement cycle)
Fuel surcharge varies from 2.5% to 1% of fuel transaction amount.
The rate of the surcharge may vary depending on the fuel station and their acquiring bank.
TRAVEL CONCIERGE SERVICES
HDFC Bank Regalia Credit Card customer can customize their travel and entertainment experiences with Travel Concierge Assistance. In order to make airline reservations, book a hotel room or a movie contact travel concierge customer care which is available 24x7
Travel Concierge number for future assistance:
1800 209 4006 (Toll-Free) or drop an
Note - Reservation or booking charges for the services will be borne by the customer on actual.
|
.
Terms and Conditions Apply.
EXCLUSIVE TRAVEL PORTAL
Hassle free redemption of Reward Points
Visit:
an exclusive portal for Regalia credit cardholders.
You can choose to redeem your Reward Points instantly against:
Airline ticket booking
Hotel booking
Each Reward Point is worth 50 paise when redeemed on www.hdfcbankregalia.com
COMPREHENSIVE PROTECTION
HDFC Bank offers comprehensive insurance* covers against various risks for HDFC Regila cardholders.
Air Accidental death :
In case of death in an Air accident, your nominated kin will receive a compensation of Rs. 1 Crore.
Air Accident cover will be activated if the tickets are purchased using HDFC Bank Regalia credit cards.
|
Emergency Overseas Hospitalization:
If, during the Period of Insurance (i.e., till the card remains in regular status), the card member sustains bodily injury or sudden unexpected sickness while travelling abroad, the insurance company will reimburse the necessary usual and reasonable medical expenses incurred up to Rs 15 Lac to the hospital or to card member once he/she submits the claim with all the necessary documents.
Note:
Liability on the lost card will start from the Date of Dispatch of the card up to 30 days, whereas Air Accident/ Emergency Medical Expenses will start from Date of Activation of the card (means first POS transaction/cash withdrawal by the cardholder)
|
CREDIT LIABILITY COVER:
A Cover of up to INR 900,000 is available to HDFC Regila primary cardholder.
NOTE
Intimation of Claim to be provided within 60 days from the date of loss by the insured. Documents to be submitted to HDFC ERGO within 130 days from the date of loss
Liability on the lost card covered to an extent of 900,000 for 2 days prior to Date of Block and 30 days post the Date of Block.
|
Contact details for HDFC Regila Credit Card Claims:
For Emergency Medical Expenses –
Toll Free:
+800 08250825
(International Toll Free - accessible from outside India) / 01204507250 (Chargeable)
Email: bankclaims@hdfcergo.com
Address:
A&H Claims Inward Team,
HDFC Ergo GIC Ltd., 6th Floor, Leela Business Park,
Andheri Kurla Road,
Andheri East. Mumbai 400059
Guidelines For HDFC Regila Cardholders:
Not Applicable to NRI Regalia cards
All the above insurance covers are available to the Primary Cardholder.
Air Accident cover will be activated if the tickets are purchased using HDFC Bank Regalia credit cards.
Please note that all the above insurance covers will be available only after the Card member activates his/her HDFC Bank Regalia, Credit Card.
Activation is defined as 'first purchase at a retail outlet or cash withdrawal from an ATM using the HDFC Bank Regalia Credit Card'.
Terrorism is specifically excluded under the policy.
Travel Insurance provided under the policy shall not be valid for procuring a visa.
Travel Insurance provided shall be valid for International Travel only.
Maximum Trip Duration is restricted to 30 Days.
Fraudulent transactions done by the person known to the cardholder are specifically excluded.
Insurance covers are not provided by HDFC Bank. Exclusions/Limitations are applicable as per the policies issued by the Insurance Company with whom the Bank has tied up.
COMMENTS