Bank of India Defence Salary Account | DSP Account

Bank of India DSP Account features, benefits, eligibility, documents required and ATM cards issued to DSP Account holders and charges.


Bank of India DSP Account or Jai Jawan salary plus is a Special salary account introduced by Bank of India for defence personals only.

DSP Account Eligibility

All permanent employees of Defense Forces i.e. Indian Army, Indian Air Force, Indian Navy, Coast Guards and even ex-servicemen are also eligible to open an account under this scheme.

Documents required for DSP Account:

  • Duly filled in application form.
  • Latest passport size photographs of the applicant.
  • Valid address proof and identity proof of the applicant.
  • Proof of the latest employment.

Benefits of Bank of India DSP Account

  • DSP Account holders need not maintain any minimum balance in their salary Accounts.
  • Zero issuance charges for ATM Cards.
  • Free Facility of RTGS/NEFT payment.
  • Concession in charges of lockers for self & immediate family member
    • 30% concession
    • (Subject to availability of Locker at the Branch)
    • (Family includes spouse & dependent children)
  • Easy Overdraft on application to be approved by the Manager.
    • Commissioned Officers
      • 4 times of net salary
      • Maximum Rs.2 Lac
    • Non-Commissioned Officers
      • 3 times of net salary Maximum Rs 1 Lac
  • Free Pass Book or Statement Monthly any one of them Available
  • Interest Concession & Waiver of Processing Charges on Retail Loans
    • 0.50 % less than the usual rate in Retail Loan* subject to min Base Rate
    • 100% Waiver of Processing Charges in Retail Loan*
    • *Retail Loans- Home Loan, Vehicle Loans and Personal Loans
  • Star Share Trade 3 in 1 account Demat, SB, Online share Trading with Annual Maintenance Charges waiver during the first FY.
  • Free - Demand Draft/Pay Orders at Par for amount up to Rs.50,000/- per draft through salary account for a genuine purpose
  • Free of charge Transactions at Non-home branches
  • Cheque bounce protection for clearing cheques
    • Commissioned Officers
      • Maximum Rs.50000/-
    • Non-Commissioned Officers
      • Maximum Rs.50000/-
  • Free Credit Card No Annual Maintenance Charges.
    • Commissioned Officers
      • International Gold Credit Card
    • Non-Commissioned Officers
      • India Card
  • Unlimited Internet & Bank’s own ATM Transactions
  • Mobile banking through BOI BTM
  • Free Missed call alert facility
  • Free Utility Bills Payment Facility Through E-Pay
  • Life Time Unique Account Number
  • Online Income Tax return Facility available at a Discounted rate under Tie-up arrangement. It can be filed from BOI Website

SUD Life Group Term Insurance Cover

SUD Life Group Term Insurance Cover at very attractive rate. The salient features are
  • Wider entry age up to 65th birthday.
  • Choice of Sum assured up to 5 lakhs
  • The hassle-free process with just a one-pager enrollment form
  • No medicals required
  • Competitive premium rates

Free Platinum Debit Cum ATM Card

  • Free Platinum Card with a daily cash withdrawal limit of Rs.50,000/- and POS limit of Rs. 1 Lakh.
  • Nil Annual Renewal Charges
  • Free Add on Card

For more details about Bank of India DSP Account Click Here



yojana sarkari: Bank of India Defence Salary Account | DSP Account
Bank of India Defence Salary Account | DSP Account
Bank of India DSP Account features, benefits, eligibility, documents required and ATM cards issued to DSP Account holders and charges.
yojana sarkari
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