aam admi bima yojana provides death and disability insurance cover to marginal sections of society
Aam
Aadmi Bima Yojana Scheme (AABYS)
Social welfare department Jammu
and Kashmir is established to safeguard the interests of poor and downtrodden
sections of society i.e. people living below the poverty line and people belonging
to backward classes such as Scheduled Caste (SC), Other Backward Classes (OBC),
Physically Challenged Persons (PCP), Economically Backward Classes (EBC)
and De-notified Tribes (DNT).
Social welfare department launched numerous
schemes for the welfare of poor and distressed. One of them is the Aam Aadmi Bima Yojana Scheme (AABYS) scheme. The details of this scheme are as below:
ABOUT SCHEME
The
AABYS scheme provides death and disability insurance cover to marginal sections
in case the head of the family or one earning member of the household becomes
disabled due to an accident or dies due to a natural/accidental cause.
Earlier
this, the scheme was confined to Rural Landless Households only in the age
group of 18 to 59 years because
of that the coverage was not up-to the mark and the desired targets
were not achieved. Now as per modified guidelines, it is expected that more and
more eligible beneficiaries will be covered and brought under the purview of
the scheme. Moreover, the urban poor persons living below poverty line are also
included in the scheme.
A
fresh survey was conducted in all the Districts of Kashmir Division including
the Districts of Leh and Kargil. The district-wise number of eligible
beneficiaries to be covered was taken up with the Administrative Department.
APPLICATION
PROCEDURE
Application
forms can be obtained from the District Social Welfare Office (DSWO) or Tehsil
Social Welfare (TSWO) and shall be deposited with these agencies along with
required documents.
1. Identification of eligible groups: The Social Welfare Department shall identify the beneficiaries to be covered under this scheme, in consultation with the Panchayati Raj institutions where feasible.
2. Registration of insured members: The Life Insurance Company (LIC) will maintain a register of names of beneficiaries covered under this scheme.
3. Verification of age: The LIC can verify the age of the beneficiaries of this scheme through:
a. Ration card
b. Extract from the Birth Register
c. Extract from School Certificate
d. Voter’s List, or
e. Identity Card
In case of doubt, a certificate from a Primary Health Center can be accepted as authentic proof of age.
1. Identification of eligible groups: The Social Welfare Department shall identify the beneficiaries to be covered under this scheme, in consultation with the Panchayati Raj institutions where feasible.
2. Registration of insured members: The Life Insurance Company (LIC) will maintain a register of names of beneficiaries covered under this scheme.
3. Verification of age: The LIC can verify the age of the beneficiaries of this scheme through:
a. Ration card
b. Extract from the Birth Register
c. Extract from School Certificate
d. Voter’s List, or
e. Identity Card
In case of doubt, a certificate from a Primary Health Center can be accepted as authentic proof of age.
FINANCIAL
ASSISTANCE:
1. Natural death:
Rs 30000/-
2. Accidental death or disability:
a. Accidental death: Rs. 75,000/-
b. Permanent disability due to an accident: Rs. 75,000/-
c. Loss of 2 eyes, or 2 limbs: Rs.75000
d. Loss of one eye and one limb in an accident: Rs. 37,500/-
For applicants from Kashmir division:
For more info contact
For applicants from Jammu division:
Directorate of Social Welfare Department, Jammu
Hajj House, Block-A, 2nd Floor, Near Bahu Plaza, Jammu 180012
Phone -0191-2472600, 2475700, 2478400
email:dirwjmu@gmail.com
For applicants from Kashmir division:
Director,
Social Welfare, Kashmir,
Block-A, Directorate of Social Welfare, Old Secretariat, Srinagar
Contact No: 0194-2479645
Fax: 0194 – 247376
email:dirswkmr@gmail.com
COMMENTS